Money Train is a five-reel, four-row steampunk slot from Relax Gaming that launched in August 2019 and became the first entry in one of the most influential high-volatility slot series of the last decade. It plays across 40 fixed paylines with a 96.2% base RTP (rising to 98% if you use the bonus buy) and high volatility, built around a wild-west train heist theme with steam-powered outlaws and lawmen. The game’s reputation rests almost entirely on its Money Cart bonus — a respin feature stacked with multiplier, collector, and wild symbols that can chain into five- and six-figure multiples of the stake, and it’s the mechanic every sequel in the series (Money Train 2 and Money Train 3) has since built on.
Money Train isn’t available at either of our linked casinos — both are RTG-powered, and Relax Gaming, a regulated-market studio, doesn’t license its titles to RTG-style offshore casinos. Try Sloto Cash instead for a working real-money slots option, or play Money Train in demo mode at Relax Gaming’s own site if it’s listed there.
| Provider | Relax Gaming |
| RTP | 96.2% base (98% with Bonus Buy) |
| Volatility | High |
| Reels / Rows | 5 / 4 |
| Paylines | 40 (fixed) |
| Max Win | 20,000× stake |
| Release Year | 2019 |
Landing three or more Money Cart bonus symbols anywhere on the reels sends the game into its Money Cart respin round, where a train car full of special symbols — multipliers, coin collectors, extra-spin awards, and wilds that soak up every multiplier on the board — keep resetting a three-spin counter as long as new specials keep landing. Base-game free spins are triggered by scatter symbols and run with a modest multiplier of their own, but most of the series’ famous wins come from the Money Cart itself, where a well-timed wild after a long multiplier chain can turn a handful of coins into thousands of times the stake. Relax Gaming lists the official ceiling at 20,000× the total bet, and the bonus-buy option lets players skip straight to the feature at a fixed cost, which is part of why the base RTP climbs to 98% when it’s used.
Pros
- Money Cart bonus is genuinely unpredictable — every respin can extend the round and stack new multipliers
- 40 fixed paylines and a classic 5×4 layout make it easy to read even for players new to high-volatility slots
- Bonus buy option lets you go straight to the feature that made the series famous
- 96.2% base RTP is solid for a slot this volatile, and 98% with the bonus buy is excellent
- Started a series (Money Train 2 and 3) that’s still one of the most-copied bonus mechanics in the industry
Cons
- High volatility means long dry spells between meaningful Money Cart triggers in base play
- 20,000× max win, while big, is now well below what the two sequels offer
- Bonus buy pricing makes the feature expensive to access reliably
- Visuals and animations feel dated next to Money Train 2 and 3’s more polished presentation
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Frequently Asked Questions
What is the RTP of Money Train?
Money Train carries a 96.2% base RTP from Relax Gaming, rising to 98% if you use the bonus buy feature to enter the Money Cart round directly.
What triggers the Money Cart bonus in Money Train?
Landing three or more Money Cart bonus symbols anywhere on the reels triggers the respin round, where multiplier, collector, and wild symbols can chain together for large wins.
Where can I play Money Train for real money?
Money Train isn’t available at Sloto Cash or Fair Go, our two linked casinos, since Relax Gaming doesn’t license its titles to RTG-style offshore operators — try Sloto Cash instead for a working real-money slots option, or check Relax Gaming’s own site for a demo.