Money Train 3 arrived in September 2022 as Relax Gaming’s biggest release of that year, pushing the series’ trademark Money Cart bonus to its largest ceiling yet: 100,000× the stake, double what Money Train 2 offered. The game keeps the familiar 5×4 grid and 40-plus payline structure, moves to a 96.10% base RTP (96.50% with the bonus buy), and swaps the Wild West setting for a post-apocalyptic steampunk wasteland, with persistent symbols carried over between respins as a new twist on the formula. It’s the most mechanically dense entry in the trilogy, and its retriggerable, stacking Money Cart round is widely regarded as the series’ high-water mark.
Money Train 3 isn’t available at either of our linked casinos — both are RTG-powered, and Relax Gaming, a regulated-market studio, doesn’t license its titles to RTG-style offshore casinos. Try Sloto Cash instead for a working real-money slots option, or play Money Train 3 in demo mode at Relax Gaming’s own site if it’s listed there.
| Provider | Relax Gaming |
| RTP | 96.10% base (96.50% with Bonus Buy) |
| Volatility | High |
| Reels / Rows | 5 / 4 |
| Paylines | 40+ |
| Max Win | 100,000× stake |
| Release Year | 2022 |
The Money Cart 3 bonus is triggered the same way as its predecessors — landing three or more scatter symbols — but adds persistent symbols that stay locked in place across respins rather than resetting each round, letting multiplier and collector values compound more aggressively than in Money Train or Money Train 2. Free spins remain a separate scatter trigger in the base game with their own multiplier, but the Money Cart is still where the series’ famous wins come from, and Relax Gaming’s official max win figure of 100,000× the stake makes Money Train 3 the biggest-paying entry in the trilogy on paper. The bonus buy option raises the effective RTP slightly, to 96.50%, reflecting the direct route into the feature.
Pros
- 100,000× max win is the highest ceiling in the entire Money Train series
- Persistent symbols across respins let the Money Cart bonus compound bigger than earlier entries
- Post-apocalyptic steampunk reskin keeps the theme fresh while preserving the mechanic that made the series famous
- Still uses the familiar 40-plus payline, 5×4 structure fans of the series already know
- Widely regarded by slot reviewers as the strongest bonus round in the trilogy
Cons
- 96.10% base RTP is slightly lower than both earlier Money Train games
- High volatility and a rare trigger rate mean the huge headline wins are genuinely uncommon
- Bonus buy cost is high, reflecting the bigger prize pool behind the feature
- Newer players may find the persistent-symbol mechanic harder to follow than the simpler original
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Frequently Asked Questions
What is the RTP of Money Train 3?
Money Train 3 has a 96.10% base RTP from Relax Gaming, rising to 96.50% when the bonus buy is used to enter the Money Cart 3 round directly.
What is the maximum win on Money Train 3?
The official maximum win is 100,000 times the total stake, the highest ceiling anywhere in the Money Train series.
Where can I play Money Train 3 for real money?
Money Train 3 isn’t available at Sloto Cash or Fair Go, our two linked casinos, since Relax Gaming doesn’t license its titles to RTG-style offshore operators — try Sloto Cash instead for a working real-money slots option, or check Relax Gaming’s own site for a demo.